About Me

Hi, I’m Jen!

I believe financial confidence grows when clarity replaces confusion — and when your plan reflects your real life, not someone else’s formula.

I bring more than two decades of experience working with financial data, budgets, systems, and risk. As a CPA with over 21 years in financial analysis and auditing, my career has been built on understanding how money works, how decisions ripple over time, and how small, intentional changes can create lasting stability.

But Balance & Bloom exists because I also understand that money is personal.

Behind every budget is a person carrying responsibilities, priorities, and sometimes uncertainty — especially when navigating finances on a single income. I know how overwhelming it can feel to manage everything yourself, to second-guess decisions, or to feel like you should have it figured out by now.

My work as a financial coach blends structure with compassion. I help clients understand where they are, define what matters most, and build practical systems that support their goals — without shame, pressure, or rigid rules.

I don’t believe in perfection. I believe in progress that feels steady, sustainable, and aligned with your life.

That approach shapes everything about how I work with clients — and it’s why many people choose to work with me.

Jen Wilbers

Founder

Why Work With Me

A steady, judgment-free approach to building financial confidence on a single income.

Money decisions don’t happen in a vacuum. They’re shaped by your history, your responsibilities, your values, and the reality of managing everything on one income. I understand that — because I’ve lived it and worked with it professionally for over two decades.

I bring 21+ years of experience in financial analysis and auditing, along with a CPA background, which means I know how to look at the full picture, spot patterns, and ask the right questions. But coaching with me isn’t about spreadsheets alone — it’s about clarity, confidence, and creating systems that actually fit your life.

I’m especially passionate about supporting people navigating finances on a single income — whether by choice or circumstance — because financial stability shouldn’t require a second paycheck to feel possible.

My role isn’t to tell you what to do. It’s to help you understand your money, make confident decisions, and build financial security in a way that feels steady, sustainable, and empowering.

You don’t need to be perfect with money to start. You just need a place where clarity can grow.

When we work together, you won’t get shame, pressure, or rigid rules. You’ll get:

  • A judgment-free space to talk honestly about money

  • Clear explanations instead of financial jargon

  • Thoughtful guidance grounded in real numbers and real life

  • Practical tools you can use long after our sessions end

If you’re looking for clarity without pressure, we may be a good fit.

Schedule a Free Q&A Call